Product Information
Health Plans AAROGYAM


  • Policy Term
    10 years (fixed)
  • Premium Payment Term
    10 years (fixed)
  • Mode of Payment
    Yearly/ Half yearly/ Quarterly (ECS/SI)/ Monthly (ECS/SI)
  • Critical Illness Benefit
    100% Sum Assured to be paid on Diagnosis of Critical Illness and contract ceases
    25% Sum Assured to be paid on Angioplasty subject to maximum of INR 10,00,000
  • Maturity Benefit
    Total premiums received will be paid in case of no claim (excluding service tax and extra premium, if any) and the contract ceases


  • Protects against 40 Critical Illnesses
  • Provides 25% additional cover for Angioplasty
  • Returns 100% of premiums paid at maturity in case of no claim
  • Pays guaranteed amount on diagnosis of critical illness
  • Provides flexibility to use benefit amount to balance the loss of income and/ or meet other financial & health liabilities
  • Offers lower premium for female lives and premium discount on High Sum Assured
Entry Age Minimum Maximum Maximum Maturity Age
18 years 65 years 75 years
Sum Assured (in multiples of INR 1000) Minimum: INR 5 Lakh per policy
Maximum: INR 50 Lakh per life
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